SECTEUR FINANCIER ET DEVELOPPEMENT RURAL : PROBLEME ET PERSPECTIVES A MADAGASCAR

Abstract

In Madagascar, the majority of the population works in agriculture and lives mainly in rural areas. Poverty is more widespread and fragile in many parts of the country. The financial sector's contribution to rural development remains limited. The aim of this article is to reflect more realistically on the problems of financing in rural Madagascar, and to propose some perspectives. To achieve this, we collected information from local authorities, agricultural cooperatives and farmers' associations. The data collected was processed using SPSS software. As a result, we found that rural Madagascar is more vulnerable to poverty than urban areas. The target population of this study confirms that funding does exist for the rural world, but only reaches a very partial margin of society. This vulnerability, due to the dysfunctional management of funding, becomes increasingly fragile during and after crises (political and catastrophic). In reality, Madagascar is one of the poorest countries assisted by its international partners, and the fruits of this funding are not entirely visible in the rural world. The main problems behind the ineffective financing of rural Madagascar are: poor income distribution, corruption, inadequate control and maintenance of infrastructures, and the discontinuity of the State. In this country, state intervention sometimes fails to take into account the reality and coherence of previous actions. As far as the population is concerned, the fact that most of them are uneducated makes it more difficult to implement development policies. As a result, some programs are difficult to involve effectively. In order to rationalize any intervention in terms of financing rural Madagascar, the State must take into account all the dependent and independent variables of this rurality.